At Ramsey Law Group, we understand that the time following a severe car accident is stressful, and we want to help you through the difficult process. If someone else’s negligence injured you or killed your loved one in a car accident, our attorneys can help you recover the compensation you need, while holding the responsible party accountable.
Ramsey Law Group is an experienced, nationally known law firm based in Texas. Our Missouri City car accident attorneys are:
We are proud to represent car accident victims in Texas and throughout the United States. Call Ramsey Law Group today to schedule a free claim consultation and have your legal questions answered.
Ramsey Law Group’s Missouri City car accident lawyers guide you through the legal claims process step-by-step. Our attorneys protect you from insurance companies and their settlement tactics, defend your rights to a fair and full settlement, and fight to hold the at-fault party responsible for injuring you or your loved one.
Additionally, Ramsey Law Group does the following:
Ramsey Law Group’s attorneys build your case as if it were going to trial, and we will go to trial if that is best for you. Our legal team works on a contingency fee basis, meaning you only pay legal fees when we win your claim. Call Ramsey Law Group today to learn more about how we can help you recover from your injuries: (713) 489-7577.
Car accidents happen for a variety of reasons, many of which involve driver error. Some of the leading causes of collisions in Missouri City include:
Cell phones, eating, daydreaming, children in the backseat, or following directions can easily take a driver’s focus away from the road. Getting distracted, even if only for a split second, can result in a catastrophic accident.
Driving under the influence of alcohol or drugs, even prescription medications, can dramatically impair a driver’s ability to operate a vehicle safely.
Fatigued drivers are three times more likely to be involved in an accident, according to the National Safety Council.
Speed limits are in place to promote safety. The faster a vehicle travels, the longer it takes to stop to avoid an accident.
This is a combination of driving behaviors, including speeding, erratic lane changes, failure to yield the right-of-way, and failure to obey traffic signs and signals. All of which can easily contribute to an accident.
Construction, weather, gravel, and dirt roads can all pose a serious threat by causing a shift under the tires and leading a vehicle to become unstable.
When someone is liable for a car accident, it means their negligent actions are responsible for causing the collision. If a party can be proven liable, they can be held financially accountable for the resulting property damage, injuries, and related losses. Liability is a crucial element to prove in order to recover compensation. If an auto insurance company accepts liability on their policyholder’s behalf, they are assuming legal responsibility for the accident and your injuries.
However, the main reason that insurance companies immediately accept liability is to cut their losses and try to offer a lower settlement amount, and get the claim resolved quickly. Therefore, If an insurer is offering this deal, it is best to consult a car accident attorney before accepting.
Texas is an “at-fault,” not a “no-fault” state when it comes to responsibility for car accidents.
The Difference Between Fault and No-Fault States
In an at-fault state, drivers must carry liability auto insurance to pay for any property damage or injuries they cause. To recover compensation after a car accident, victims must either:
In no-fault states, drivers must carry no-fault insurance or Personal Injury Protection (PIP). After an accident, each party involved files a claim with their own auto insurer, regardless of who was at fault. There are typically only a few exceptions when you can step outside the no-fault system and seek compensation directly from the at-fault party or their insurance company.
Your options for compensation after an accident with an uninsured or underinsured motorist will likely depend on your auto insurance coverage. Texas law does not require car insurance policies to include uninsured motorist coverage, but they must offer it.
Therefore, you will have to check what type of coverage you carry. Here is how you will potentially be protected:
If you carry collision coverage, you will also have the option to file a claim under your policy after an accident with an uninsured driver, but you will have to pay the deductible. On the other hand, if you do not carry collision, UM, or UIM coverage, your only option is to sue the at-fault driver for any personal assets.
Being seriously injured in a car accident can be financially debilitating in addition to physical. You have the right to recover damages for your injuries and other losses. Damages is the legal term referring to the compensation awarded to injury victims for their losses, financial or otherwise. Some of the damages that you are entitled to include but are not limited to:
In cases that involve a defendant (at-fault party) who exhibited egregious or malicious conduct, Texas courts may award punitive damages.
The amount your car accident claim is worth depends on a variety of factors unique to your case. For example:
If the amount of money you should be allowed for your losses exceeds the at-fault party’s insurance coverage, the insurance company does not have to pay the difference. In very limited cases, it is possible to collect compensation beyond policy limits, but it is not always worth the time and money.
Like most states, Texas limits the amount of time a person has to file a car accident lawsuit. This law is known as the statute of limitations, which generally gives accident victims two years to file a claim. If you fail to file within that time, the court will likely dismiss your case, and you will be unable to recover compensation.
Most car accident attorneys in Missouri City do not charge up-front fees or retainers when taking on a case. Instead, they handle claims on a contingency fee basis. This means there are no out-of-pocket payments and they will pay for all upfront costs associated with pursuing your claim. Legal fees are only collected once your case is resolved and you recover compensation. If you do not win, you do not have to pay for their representation. Most firms charge a contingency fee of one-third (33.3%) of your settlement, but the fee can vary based on the amount of work involved in your case and whether it goes to trial.
Every car crash is different, and so are the injuries that result. Car crashes cause several types of injuries, including, but not limited to:
There are steps to take after a car accident to protect your health, legal rights, and provide documentation to your car accident attorney in the event a claim is necessary. Follow these steps:
Even if you feel fine, seek a medical evaluation as soon as possible. Car accidents can cause injuries that do not immediately appear or require a medical scan or an expert to discover. Do not make any statements to an insurance adjuster or sign any settlement documents before speaking with an attorney.
Insurance companies will try to settle your claim quickly and for as little as possible. Before accepting a settlement, let Ramsey Law Group evaluate your claim. Our Missouri City car accident attorneys will assess the value of your car accident claim to ensure you receive compensation that covers your current losses along with any future needs.
Call us anytime at (713) 489-7577 or message us online. We are here to support you through this process.