Car accident injuries can be severe, and you may possibly be out of work for some time while you heal. This can put a financial strain on your and your family if you are unable to pay for the medical bills and other accident-related expenses rolling in. A Tomball Car Accident Lawyer from Ramsey Law Group can help you recover compensation from the insurance company or the party who caused your accident. Call (844) 223-2271 or reach us online to schedule your free consultation today.
Our attorneys are compassionate and strive to recover the maximum compensation possible for our car accident clients.
We know how to negotiate with insurance companies and will not back down.
Common Causes of Car Accidents
Car accidents are often preventable and caused by driver error or negligence—for example:
Distracted driving (i.e., texting, grooming, eating, changing the music, etc.)
Reckless driving (e.g., running red lights, abrupt lane changes, sudden braking, etc.)
Failure to yield the right-of-way
Driving under the influence of alcohol or drugs
Failing to adjust for the weather
In other cases, neither driver may be at fault, for instance, if the collision was due to a vehicle or part defect or dangerous road conditions.
Texas Car Accident Insurance Laws
Texas operates under a “fault” system, which means that the party responsible for causing the accident is liable for damages. Insurance companies will perform investigations to determine fault before providing coverage. Injured victims can choose to file a claim with their own insurer if they have comprehensive or collision coverage or have the option to file directly with the at-fault party’s auto insurer.
Under Texas Insurance Code 542.056, an insurance company has 15 business days to accept or reject a claim after receiving all relevant information and statements. If they must take additional time, they have to contact you within 45 days. Once a claim is approved, §542.057 mandates that payment be made within five business days (in most situations).
What To Do After an Accident
The way you handle the aftermath of a car accident can have a significant impact on your compensation.
Try to stay calm and remain at the scene.
Call 911 if anyone involved is injured or you believe they might be.
If emergency medical care isn’t necessary, still notify the police. A police report can be critical to proving fault and often carries weight with auto insurance companies.
Do not move vehicles or injured persons unless you must do so for safety reasons.
Take photos & videos of the scene, where the vehicles came to rest, their damage, your injuries, and any other potential evidence.
Exchange information with other drivers and any witnesses.
Seek medical care, no matter how minor the injury may seem. Continue any treatment recommended by the doctor.
Contact your auto insurer to report the accident and learn your coverage options.
Speak to a Tomball Car Accident Lawyer as soon as possible. They can discuss your accident and help you decide the best course of action.
How Our Team Can Help
If you or someone you love has been involved in a car accident in Tomball, contact Ramsey Law Group. We offer free consultations; call (844) 223-2271 or reach us online today.